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Naturally, the most ideal situation after a workplace injury would be for your employer’s insurance company to pay your workers comp benefits without making a fuss.

Unfortunately, this isn’t always the case.

Many insurance companies instead offer workers compensation settlements as an alternative to making regular payments until you have recovered from your injuries. But just as no two work injuries are alike, there is no single settlement amount that works for everyone.

Before you accept a settlement in your workers compensation claim, there are many factors to consider. In this article, we’ll cover the pros and cons of workers compensation settlements so you can make a more informed decision.

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How much are your injuries worth?

Your workers comp settlement isn’t “free money.” Here’s what to consider when deciding whether that settlement offer is worth it.

If you’ve been injured in a workplace accident, it’s very likely that your life has been turned upside down.

With your reduced work hours and medical bills piling up, that lump sum settlement offer is starting to look pretty good. But how did the insurance company arrive at that number?

It may seem arbitrary to you. But workers compensation insurance isn’t about reading tea leaves or consulting a crystal ball to determine your workers comp settlement amount. They are actually making a number of calculations behind the scenes to decide how much to offer you.

And unless you know what’s influencing their decision, you won’t be able to decide whether the offer is a fair one.

So let’s take a look at what your workers comp settlement should cover and how you can decide whether or not to accept it.

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If you’ve filed a workers compensation claim in Florida, you may have been asked to participate in an “FCE”.

What exactly is an FCE and how could it potentially impact a settlement offer made by the insurance company?

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You have questions about workers compensation…we have answers.

Wondering “When will workers comp offer a settlement?” or “Should I even accept this offer?” Here’s everything you should know.

Whether you work in a warehouse or an office on the 87th floor, we all run the risk of suffering a work injury or illness. Some professions carry higher risk compared to others, but that doesn’t mean employees in “less risky” jobs should face neglect in their workers compensation case.

In the event of an injury at work, you’re entitled to certain benefits to cover your medical expenses and lost wages. Sometimes, these benefits come in the form of regular workers compensation benefits paid through your employer’s insurance company. But what happens if you are offered a lump sum settlement instead? And when will workers comp offer a settlement?

But if you’re anticipating a settlement offer, there’s a lot more to consider than when that settlement is going to come through. Read more