You’ve reached Maximum Medical Improvement…but what does that mean?
Here’s an explanation of what MMI in workers comp means for your case.
Are Workers Comp Lawyer Fees Worth It?
THE INSURANCE COMPANY HASN’T EXACTLY BEEN EASY TO WORK WITH…
…but is it worth it to pay workers comp lawyer fees?
You’ve been injured in a workplace injury but your employer’s insurance company is denying benefits. One of your co-workers suggests hiring a lawyer to help you get the workers compensation benefits you’re entitled to.
But wait a minute…can you afford workers comp lawyer fees? And are they really worth it?
Yes and yes!
Sound too good to be true? Read on to see how workers compensation lawyer fees actually work.
Workplace Injury Prevention Tips For 10 Common Injuries
As a business owner, you’ve spent years building a staff that does their work well and coordinates as a team. Anything that threatens that balance—such as a workers comp claim—should be avoided.
Workplace accidents and injuries not only affect your insurance premiums, they can have a devastating impact on productivity. Workplace injury prevention is just good business practice.
Here are the 10 most common workplace injury examples, plus some steps you can take—as an employee or a supervisor—to avoid tragedy and maintain a safe work environment.
Why Was My Workers’ Comp Denied? (10 Reasons)
You were counting on those benefits…
…So why was your claim for workers comp denied?
You got hurt at work and the doctor told you to stay home so you could recover. Time to sit back and let those workers comp checks come in!
In some cases, this is exactly how workers compensation works. But for some, rather than getting medical treatment and reimbursement for lost wages, their claim for workers comp is denied.
Why?
Every situation, employer, injury, and insurance company are different, but here are 10 common reasons why the insurance company may deny your claim.
Pros and Cons of Workers Compensation Settlements
Naturally, the most ideal situation after a workplace injury would be for your employer’s insurance company to pay your workers comp benefits without making a fuss.
Unfortunately, this isn’t always the case.
Many insurance companies instead offer workers compensation settlements as an alternative to making regular payments until you have recovered from your injuries. But just as no two work injuries are alike, there is no single settlement amount that works for everyone.
Before you accept a settlement in your workers compensation claim, there are many factors to consider. In this article, we’ll cover the pros and cons of workers compensation settlements so you can make a more informed decision.
How a Workers Comp Settlement Is Calculated
How much are your injuries worth?
Your workers comp settlement isn’t “free money.” Here’s what to consider when deciding whether that settlement offer is worth it.
If you’ve been injured in a workplace accident, it’s very likely that your life has been turned upside down.
With your reduced work hours and medical bills piling up, that lump sum settlement offer is starting to look pretty good. But how did the insurance company arrive at that number?
It may seem arbitrary to you. But workers compensation insurance isn’t about reading tea leaves or consulting a crystal ball to determine your workers comp settlement amount. They are actually making a number of calculations behind the scenes to decide how much to offer you.
And unless you know what’s influencing their decision, you won’t be able to decide whether the offer is a fair one.
So let’s take a look at what your workers comp settlement should cover and how you can decide whether or not to accept it.
